You're not behind because you're bad with money.
You're behind because nobody ever taught you how wealth is actually built.
This course fixes that.
Two incomes. Two kids. A house payment. Car notes. Student loans left over from a decade ago. $10,000 in savings you're proud of but terrified to touch.
You are doing better than your parents ever did. You say that to yourself. You mean it. And yet — there is this quiet, persistent feeling that something is wrong. That you should be further along. That more money came in, and somehow the stress didn't go down. It went up.
Nobody talks about this. You can't complain. You make good money. You should be fine.
"I grew up watching my dad's face change when the mail came in. I swore I'd be different. I make more than anyone in my family ever has. And some nights I feel exactly the same way he did."
That's someone who doesn't have a good relationship with money and who has a system problem. Why? You were handed a salary and told to figure it out - no structure, no system.
The Wealth Builder Course was built to fix that.
Not with motivation or discipline. Not with another budget you won't stick to. With a complete, step-by-step financial education — built for people who are earning, but were never taught how wealth is actually constructed.
Eleven modules. Real worksheets. A proven system, one I wish someone had given to me years before I figured this out the hard way.
Your parents didn't have this. You're the first. The only question is whether you let that mean something.
— Hiram Lucena
Eleven modules. Every one built around a deliverable — a real number, a real worksheet, a real decision. This is not content to consume. It is a system to Build.
You cannot outperform your money identity. This module breaks the money story you inherited and builds the one you actually need.
Deliverable: Your Identity Statement
Income is not wealth. Net worth is. You will calculate yours — maybe for the first time. Even if the number is uncomfortable.
Deliverable: Net Worth Snapshot & Tracker
Forget the restrictive budget. This is the 6-Bucket System — a complete money operating system — that directs every dollar you earn so nothing falls through the cracks.
Deliverable: Wealth Builder Money System
Paying off debt while building nothing is just a different kind of broke. This module shows you how to manage debt and build wealth at the same time.
Deliverable: Debt Payoff vs. Wealth Building Calculator
You can't build toward something you haven't named. This module helps you price out your dream life and create a vision worth working towards.
Deliverable: Top 101 Goals List Template + Vision Statements
Most people don't know what it takes to make work optional. This module gives you the exact number — and a plan to hit it.
Deliverable: FIN# Calculation
Hitting the number is one thing. Keeping it is another. This module covers how money grows, how to distribute it in retirement, and what can take it all away.
Deliverable: Retirement Income Stack Worksheet
The 4 things every family must protect. Life insurance & Estate Planning explained clearly. This module puts a protection plan around your family, your income, your assets, and your legacy.
Deliverable: DIME Calculator + Protection Gap Analysis
Generational wealth starts with a decision, not a fortune. This module shows you exactly how to start building for your children right now. The decisions you make for your children today that compound for 30 years.
Deliverable: College Funding & Generational Wealth Strategy
Identity → Structure → Systems → Scale → Generational Wealth. Your complete plan on a single page.
Every system, every number, every shift — connected into one roadmap.
Deliverable: One-Page Wealth Builder Action Plan
Every module builds on the last. By Module 11, you don't have a collection of ideas — you have a complete, personalized wealth-building system.
These are people who sat where you're sitting, ran their numbers, and are building something real.
"I feel like this course gave me my power back. I'm reclaiming my responsibility in what I'm doing with my money. We live in a money-driven society — spend, spend, spend — but now I'm like, wait. "does this deserve my money". So now, I'm reclaiming my power in the situation.
Instead of my finances being in control of me, I finally took control of my finances."
— Nicole J., WBC Founding Member
"When we took on the identity of someone who makes big money and saves big money, it completely changed our financial picture. We kind of came into this thinking about just trying to pay off our debt. Switching that mindset from how to just pay down liabilities to also be building assets is a game changer. it feels so good to have really intentionally been saving, and to know that we can hit our money goals."
— Roxy S., WBC Founding Member
"This course was definitely different. I was still chasing debt free back then. I always wanted to pay off my credit cards, and it delayed me years. Now I'm debt-free but this time around because of what we learned in class, I'm excited about building wealth.
Especially the bucket system… it speaks for itself. So I'm just happy that we were able to divide and grow our money."
— Rolando R., Enrolled with spouse
A complete financial education — start to finish
Real calculators that give you real numbers
The ones that separate earners from builders
Available for a complimentary wealth consultation
These results may not be typical and are dependent on your personal circumstances.
NOW JUST $248.50!
Lifetime access. All 11 modules.
All 13 worksheets. No recurring fees.
No upsells inside the course.
Payment plans available: 2 × $275 or 3 × $190
Full access granted on day one regardless of plan.
Payment plans also 50% off!
If you go through this course, do the worksheets, calculate your FIN#, build your money system, complete the protection gap analysis, and make each of the 7 irreversible decisions — and somehow walk away without a complete foundation for building wealth — contact us and we'll make it right. We are not in the business of selling courses. We are in the business of building wealth builders.
If for any reason, in the first 14 days, you no longer want to continue with the course, we'll refund you. Full stop.
Come back to any module, any worksheet, any time. This is yours permanently.
Everything you need is in the course. No hidden costs. No pressure to buy more.
This course is NOT personalized financial advice.
This course is financial education only— the kind most of us never received growing up.
For specific, personalized implementation, we have over 400 licensed financial professionals who work with people exactly like you, to help you apply these concepts.
No. The people who get the most out of this course feel behind but are ready to make a change. Not because they're doing something wrong — because nobody ever gave them a system. The frameworks work whether you earn $75K or $250K. The only requirement is that you're willing to run your actual numbers.
No. Everything is included. There are no upsells inside the course. At any point in the curriculum you'll have the option to book a complimentary session with a licensed financial professional — no charge, no obligation. You'll also have access to the live WBC waitlist. Neither is required to complete the course and get the full benefit.
Most people take one module per week — full foundation built in 11 to 14 weeks. This is self-paced and you have lifetime access, so move at whatever speed your schedule allows. What matters is that you do the worksheets, not how fast you move.
This course is the foundation. The knowledge. The system built and the numbers calculated. The Live 90-Day WBC puts Hiram, his team, and a real accountability community around you for 90 days to make sure you actually implement it in your specific situation. Most people need the knowledge first. Then they need the accountability to make it permanent. The waitlist for the next live cohort is inside this course.
There's a chance you might. But there is a difference between knowing a concept and actually applying them. Most people who enroll have heard "compound interest" and "net worth" before.
What they haven't done is calculate their FIN#, build a real money system around their income, or identify where they're exposed. The worksheets are where this course lives. Don't skip them.
The foundation you build in this course — your identity, your system, your FIN#, your protection plan — will compound for the rest of your life.
The cost of waiting is not $497. It's every month you operate without a system.
Break the inherited story. Build the one you actually need to move forward.
The single number that tells you exactly what financial independence looks like for you.
Know exactly what your family needs — and close the gap before something forces you to.
The decisions you make today compound for your children and their children after them.
14-day satisfaction guarantee · Lifetime access · Payment plans available
Built for the ones who were never taught. — Hiram Lucena
This course provides financial education only and does not constitute personalized financial advice.
The Wealth Builder Course · A Self-Paced Curriculum